Artificial intelligence is moving quickly from experimentation to a much bigger role in financial services, raising new questions about how banks adapt, where they invest and what the industry could look like as AI capabilities continue to evolve.

Six Canadian banks are exploring how CAD tokenized deposits could move between institutions and support programmable payments.

Wise adds a Canadian chequing account, bringing direct deposit, Interac e-Transfer and bills alongside its global money tools.

Scotiabank sets a new framework for financing Canadian defence, infrastructure and strategic technologies.

Fathom4sight at the Canada Fintech Forum: The Future of Financial Services Is Closer Than You Think

Checkout.com begins direct US acquiring through its Georgia MALPB, reducing reliance on intermediaries and gaining direct card network access.

Chime is moving from bank partnership to bank ownership, gaining direct control over deposits, lending and product delivery.

Visa is connecting settlement data with blockchain lending to unlock working capital for stablecoin-linked payment companies.

Ottawa launches a new digital agency and national data centre principles as Canada scales AI adoption and domestic infrastructure.

Fathom4sight will be at the 2026 Canada Fintech Forum once again.

TD moved real U.S. dollar funds using tokenized deposits and atomic settlement on the Project Agorá platform.

RBC brings payments, cash management, FX, trade finance and liquidity under one strategy, with deposits and global growth in focus.

RBC brings payments, cash management, FX, trade finance and liquidity under one strategy, with deposits and global growth in focus.

Stripe is adding model routing and cost optimization to its AI infrastructure, connecting customer revenue with the cost of serving AI workloads.

Xero is expanding JAX across accounting automation while connecting live financial data with Microsoft 365 Copilot and ChatGPT.

Aeroplan's $10B implied valuation highlights the growing value of loyalty ecosystems across banking, payments and consumer spending.

TD becomes the first Canadian bank to offer integrated in-app payroll switching, simplifying how clients move their primary banking relationship.

Wells Fargo plans 24/7 tokenized deposit settlement, starting with USD-to-GBP corporate payments in fall 2026.

Francisco Partners is acquiring Moneris from BMO and RBC, while both banks retain long-term merchant referral relationships.

Canada’s largest banks are scaling AI agents, governance and employee adoption across day-to-day operations.