Trulioo Adds Identity Verification to Google’s Agent Payments Protocol
How Do You Trust an AI Agent?... Trulioo Adds a Verified Identity Layer for AI Agents
Trulioo, a Vancouver-based identity verification platform, has joined Google’s Agent Payments Protocol (AP2) to support trusted agent-led payments across digital ecosystems. The collaboration extends Trulioo’s existing role in providing identity verification for Google’s payments operations, including KYC processes, fraud mitigation, and authorization controls. By integrating Trulioo’s identity infrastructure into AP2, the initiative aims to enable secure payment actions initiated by autonomous or semi-autonomous digital agents.
Key Highlights of the Partnership
Integration of Trulioo Identity Capabilities Into AP2: The platform will provide person, business, and agent verification capabilities to support secure transaction initiation. This includes validating that digital agents operating within AP2 are authenticated before performing any financial action.
Digital Agent Passport (DAP) as a Trust Credential: The DAP will serve as a verifiable credential that confirms an agent’s identity, authorization level, and accountability status. It functions as a trust layer within AP2, signaling that an agent has met required verification standards.
Use of Trulioo’s Know Your Agent (KYA) Framework: The KYA model will complement traditional KYC/KYB checks by verifying the attributes and permissions of digital agents. This enables structured oversight for autonomous payment actions executed on behalf of users.
Strengthening Fraud Prevention and Compliance Controls: With the added verification layer, AP2 participants gain standardized tools for fraud reduction, compliance monitoring, and abuse mitigation as payments shift toward AI-enabled execution.
Establishing a Neutral Trust Layer Across Ecosystems: The collaboration introduces standardized trust signals that can be recognized across financial institutions, merchants, and FinTechs connected to AP2. This supports interoperability while maintaining transparency and authorization integrity across platforms.
About Google’s Agent Payments Protocol (AP2)
AP2 is an open, standardized payments framework designed for environments where AI agents initiate or complete transactions on behalf of users. It outlines unified rules for authorization, transparency, and compliance while enabling financial institutions, merchants, and digital platforms to interact through a shared infrastructure.
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For a detailed explanation of how AI agents transact on behalf of users and how AP2 operates within that process, refer to our Agentic Commerce insights post.
