On Stage at the Canada Fintech Forum 2025
Fathom4sight at the Canada Fintech Forum 2025:
Where Canada’s Innovation Story Goes Next
October 07, 2025 – Fathom4sight joined the Canada Fintech Forum 2025 not just to attend, but to help shape the conversation on where Canada’s FinTech and financial ecosystem is heading next. In a packed session titled “Canada FinTech - 2025 and Beyond,” our Founder & CEO Surinderjit Kaur Bhatti (Jeet) took the stage to unpack the biggest signals shaping the country’s next wave of FinTech and financial disruption.
Inside the Session:
Funding Momentum Returns
Canadian FinTechs have raised $1.5 billion so far in 2025 - already surpassing last year’s total.
Funding has been strongest across wealth, investment, and capital markets, with many firms integrating AI capabilities. If trends continue, total investment could reach $2 billion by year-end, signaling renewed confidence after 2023’s dip.
Partnerships Drive Growth
More than 40 new partnerships between banks, credit unions, insurers, and FinTechs were announced this year, particularly in wealth and retirement planning.
Many of these collaborations are built around AI-powered solutions, helping traditional institutions embed intelligence into everyday products and operations.
Global Entrants and Strategic Acquisitions
Canada continues to attract global attention. New market entrants include ADN Capital, launching an SME lending platform, and Alan Insurance, the first new health-insurance carrier licensed in Canada in over 60 years.
Meanwhile, major acquisitions - such as WonderFi by Robinhood, Rail by Ripple, and Payfare by Fiserv - underscore the ecosystem’s growing maturity and international relevance.
Emerging Opportunities
Key trends highlighted during the session included:
• SME Ecosystem Expansion: Banks are moving beyond banking with platforms like TD Commerce and RBC Ownr, creating one-stop dashboards for small-business operations.
• The Succession Tsunami: With 76% of small-business owners planning an exit within the decade, a new advisory and lending market is taking shape.
• Challenger Banking for Seniors: Early launches such as Bloom Finance and Home Bridge point toward more inclusive, age-specific financial products.
Stablecoins Move Into the Mainstream
Stablecoins are no longer experimental. Global players like Fiserv, FIS, and J.P. Morgan have launched settlement tokens, while Canadian firms Tetra Trust, Transactix, and Stablecorp are developing CAD-pegged coins.
Emerging applications - particularly in loyalty and rewards - could redefine engagement models for banks and merchants.
Introducing FathomPRO + New AI Research:
The session marked the launch of FathomPRO, Fathom4sight’s AI-powered intelligence platform offering real-time FinTech data, partnership mapping, and personalized insights.
Attendees also received exclusive access to “Banking on AI: The Next Era in Financial Services”, a comprehensive new report analyzing AI adoption across global and Canadian financial institutions - from strategy to live use-cases.
Check out the full session below ↓
Source: Finance Montréal on YouTube
About Fathom4sight
Fathom4sight is a Toronto-based FinTech and Financial Innovation Knowledge-as-a-Service firm. Its clients include the Big Six Canadian Banks, Top Credit Unions, Insurance Companies, Crown Corporations, Global FinTechs, and the Big Four consultancies. Through market intelligence platform, and strategic advisory, Fathom4sight empowers organizations to anticipate disruption and accelerate innovation.
Reach out at - hello@fathom4sight.com
