Worldpay Launches Open Model Context Protocol to Power Agentic Commerce
Worldpay Accelerates the Future of Agentic Commerce with Model Context Protocol (MCP)
Worldpay, a payment technology company, launched the Model Context Protocol (MCP) to enable AI-driven payment integration and support the rise of agentic commerce. MCP is a publicly available set of server specifications and tools, accessible through the company’s developer portal and GitHub.
MCP is positioned to support “agentic payments,” where AI assistants manage transactions and streamline payment flows to deliver efficient, personalized commerce experiences. Rather than introducing a standalone framework, MCP is built to integrate with existing agentic-commerce standards. Its foundation on the open Model Context Protocol aims to ensure interoperability across the evolving AI and payment landscape.
How Worldpay MCP Offers Developers and Merchants a Competitive Edge
Open and Free Access: Worldpay MCP is available on GitHub at no cost, without licensing fees or usage restrictions, allowing developers full control over implementation and modification.
Developer-First Design: The protocol reduces integration complexity by enabling AI shopping agents to connect directly with payment systems, simplifying testing processes and accelerating deployment timelines.
Optimized for Worldpay: It supports seamless connectivity to Worldpay’s global payment APIs, allowing merchants to conduct secure and reliable transactions using an established infrastructure.
Global Scale and Reliability: With a payment network handling over 50 billion transactions annually across numerous countries and currencies, Worldpay provides a robust environment for real-time testing and validation of AI-powered payment flows.
Standards-Based and Interoperable: MCP is designed on an open protocol architecture to ensure compatibility with emerging AI commerce protocols, promoting long-term scalability and integration across varied ecosystems.
Industry Trends in Agentic Commerce Protocols
Recent developments suggest a clear shift in the commerce ecosystem toward AI-led, interoperable, and secure frameworks:
Emergence of Open Commerce Standards.
A growing pattern across the payment and AI landscape shows a shift toward open, standardized approaches for enabling intelligent agents in commerce. Major entities are launching publicly available protocols that allow AI agents to participate in transactions, as seen with OpenAI and Stripe’s Agentic Commerce Protocol (ACP) and Worldpay’s Model Context Protocol (MCP).
Security and Identity Verification are emerging as Central Design Priorities.
Visa’s Trusted Agent Protocol demonstrates this through the use of cryptographic signatures that help merchants authenticate AI agents and mitigate risks associated with fraudulent or unverified activity. This reflects a broader push toward secure agent interactions within autonomous systems.
Development of these protocols is not occurring in isolation.
A wide network of collaboration is forming among major technology and financial institutions. Strategic partnerships, such as Visa’s alignment with Cloudflare, and the involvement of organizations like Stripe, Shopify, PayPal, Nuvei and Coinbase in agentic commerce initiatives, point to a coordinated effort to harmonize agent-led payment mechanisms across the industry.
A clear focus on ensuring that protocols remain Interoperable and Adaptable.
ACP’s open-source licensing and Visa’s alignment with international standards bodies including IETF, OpenID, and EMVCo illustrate a deliberate move toward future-proof architectures. This standards-first approach is intended to prevent fragmentation and support broad compatibility as AI becomes further embedded in digital commerce.
